You don't pay your staff 3 years in advance so why would you pay for income producing assets in advance? Instead you can break the cost of the equipment down in to bite sized chunks and pay as you use the equipment.


Asset Finance is aligned to the useful working life of the asset e.g. a laptop computer may be financed over 3 years, whereby a truck could be funded over 5 years.


We can fund both new and used equipment - this includes equipment that you have already paid for so that you can get the cash back in to your business.


We have a complete portfolio of products that includes, hire purchase, finance lease and operating lease - this enables the most appropriate facility to be used taking in to account capital allowance, taxation and cash flow issues.


Asset Finance provides 100% funding against your equipment requirements and as such provides an additional facility line so that your existing credit lines remain in tact.


Asset Finance is available for all equipment types in any industry sector.


Suitable assets include:-

  • Commercial Vehicles

  • Catering Construction

  • Printing Equipment

  • Scaffolding

  • Health and Fitness

  • Machine Tools

  • Broadcast and Video

  • Moulds

  • Waste and Recycling

  • Furniture

  • Access Control

  • Lighting

  • Heating and Air-conditioning

  • Shop fittings

  • Biomass Boilers

  • Epos

  • Racking

  • Partitioning

  • CHPs

  • Office Equipment and Alarms

  • Scientific Instrumentation

  • Solar Panels

  • IT (including hardware, software, installation, training and maintenance)

  • Medical

  • Beauty

  • Telecoms

  • Vending Machines

  • Irrigation


We provide unsecured loans that can be used for virtually any business purpose to aid stability, business development and expansion.

Examples include:-

  • Refurbishing premises

  • Acquiring a competitor

  • Website development

  • Marketing campaigns

  • Recruitment

  • Trade finance

  • Replacing/supplementing other finance agreements

  • Additional working capital


Fixed repayments between 6 months and 5 years


For larger transactions or where criteria hasn't been met we can arrange secured loans (security in the form of property, other assets or a debenture).


Sales Aid Finance -Increasing Sales + Profits


As a supplier of capital equipment we can help you sell your products by giving your prospects a funding option to spread the cost with a funding option so that they can pay from future revenue as they use the asset.


No longer will there be an excuse of lack of capital budget as repayments come from future revenue budgets. In larger organisations customers can often approve a revenue expense, but not a capital purchase. As a separate funding facility this will leave their existing credit lines in tact.



Use finance to close a deal – “Will you be paying outright or should I arrange a funding facility?”


If it has got wheels on - we can finance it!


We can finance new cars, used cars, classic cars and performance cars. Finance can be either in the company's name or the individual's name.



We offer both hire purchase and leasing. If you need working capital we can refinance vehicles that you already own.



Vehicles can be financed over periods of up to 5 years with minimal deposits and it is possible to include balloon payments to reflect the future value of the car and therefore reduce monthly payments.



If you have purchased a vehicle via another finance company and are due to pay a balloon payment, don't worry as we can refinance this for you.


Cash Flow is the lifeblood of any business and we can help maximise your available working capital either by use of a single product or a blend of a number of facilities.


Asset refinance or an unsecured loan may be enough to give a significant boost of cash.


Debtor Finance enables income to be released that is tied up in unpaid invoices, by providing an immediate facility of up to 90% of invoice value with the balance being received once the debtor pays. This facility can be provided against either individual invoices or the complete sales ledger.


Stock finance facilities are available either as a standalone facility, but often as part of a total debtor finance package.

Trade finance gives you the working capital to fund confirmed orders.

Short term cash flow loans can help with the sudden unexpected bill, funding refurbishments or fast moving stock e.g. retail and catering.

Advances can be made to businesses that accept electronic payments with repayments deducted from future receipts.


We fund all types of commercial properties including offices, factories, surgeries, nursing homes, hotels, sports centres and farms.


Facilities are available to owner occupiers and investors.


Short term funding by way of bridging loans are often used to facilitate swift funding when there is an auction purchase, exiting from a bank relationship or refurbishing prior to a long term mortgage. Normally we would expect to see an exit route within 12 months.


Development finance is available for both commercial and residential developments.


We can arrange funds for deposits and to cover fees.


Infrastructure funding can be used for fixtures and fittings, alarms, heating and lighting etc.